A Mini ISA allows you to include only one investment component (e.g. Stocks and shares, insurance , cash per ISA, but you are entitled to three mini ISAs in any one tax year. Your allowances for a mini ISA is £3000 per year in stocks and shares, £1000 a year in insurance and £3000 cash in the first year, then £1000 thereafter.
 

Please note that you must choose between either the Maxi or the Mini ISA, if you choose a Maxi ISA you are not entitled to also have a Mini ISA in the same tax year and Vise versa. Our Independent and qualified consultants can assist you in deciding which ISA product suits your situation.

BONDS

As much or as little adventure as you require, when you invest a lump sum into a Bond. Bonds offer a wide range of investment opportunities. With a Bond, you subscribe to a pooled investment that is operated by a professional fund manager.

Unlike Unit Trusts, Bonds can offer greater flexibility in terms of tax efficiency. There are several different types of Bonds and a range of investment strategies which range from a more cautious approach to highly speculative. Bonds can provide for growth or income depending on your needs.