Pensions

We all look forward to the day when we can stop working. But the truth is, there won't be much to look forward to if you don't plan ahead for your own retirement. The earlier you plan the better.

Who'll pay for the holidays? The golf or other activities? Eating out? Christmas?

The State Pension certainly will not afford you the freedom to do much other than survive. The truth is, if you want to enjoy those little extra luxuries when you retire you should consider making additional pension provisions.

If you have the option of joining your Company Pension Scheme, you should definitely consider it. If not a Personal Pension Plan is a very good idea.The Personal Pension Plan is designed to be flexible in when you draw your pension to varying the amount you pay and when you pay it. There are a wide range of ‘Investment-Linked’ funds to choose from and two ‘With-Profits’ funds. Also there are not usually any penalties for transferring your fund, stopping or changing contributions.

So don't delay, the younger you start your pension the easier it is.

Who better to provide you will help and advice regarding your pension provision than Parkgate Financial Consultants.

Call or email for facts about stakeholder pensions.

Stakeholder pensions - Your questions answered call 0800 5429640 or email